The recent Supreme Court decision upheld major provisions of the Affordable Care Act. What does this mean for women with breast cancer? Now, any new health plan must provide mammograms without any cost to the patient. Starting in 2014, the following provisions go into effect:
- No pre-existing conditions
- Insurers will no longer be able to exclude breast cancer survivors from coverage or charge them a higher premium by defining breast cancer as a pre-existing condition.
- No caps
- Insurance companies cannot impose lifetime caps now or starting in 2014 annual dollar caps.
- No cancellation
- Insurers can no longer cancel a breast cancer survivor’s insurance policy when she or he gets sick and needs it most.